With CME, you will acquire the expertise you need in evaluating funding arrangements in the following areas:

• Demographic Rating
• Prospective Experience Rating
• Retrospective Experience Rating
• Delayed Premium
• Minimum Premium
• Partially Self-Funded
• Self-Funded

CME can offer an all-inclusive evaluation of pertinent factors to determine the best funding options for you based on your group size, demographic factors, type of plan(s), and enrollment by family status.

For self-funded clients, CME will:

• Review necessity of stop-loss insurance and determine appropriate level and type of stop-loss based on strategy and risk tolerance
• Project future costs based on current claims experience
• Develop conventional equivalent rates and COBRA rates
• Determine actuarial differentials for plan design changes

We help to determine your risk tolerance and assist you in selecting the most practical funding arrangement!